Workers Comp Insurance

Workers comp insurance is a form of insurance that provides compensation medical care for employees who are injured in the course of employment, in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. These laws reduce the need for expensive litigation and to lessen require the requirements that injured workers prove their injuries were their employer's fault.

Prior to the statutory establishment of workers compensation insurance, employees who were injured on the job were only able to pursue their employer through civil or tort law.

Statutory compensation law provides advantages to employees and employers. Employers can buy insurance against such occurrences. Statutes often establish a set amount based on the types of injury. Workmans comp improves working conditions, economic support for employees, and provides the safety net for the construction company and its owners.

The body of laws governing workers comp insurance has become extremely complex and varies from state to state. In some cases, the employer and the employee agree to a lump sum payment for all past, present and future benefits. There is also what is called a redemption which is the full and final settlement of any and all claims the employee may have against the employer for workmens comp benefits.

For construction companies, accidents can happen at any time. Whether it is a loss of limb due to machinery operation or heavy lifting, you need specialized workers comp coverage from the experts in construction workers comp insurance.

While there are many providers out there, not all workers comp insurance providers handle injured worker claims in a timely and compassionate manner. Laws and requirements change. Mistakes cost money and unnecessarily extend claim times. Your money will fly away unless your agent pays closer attention to your workman comp than any other insurance buy. Let the experts at Pinnacle Outsourcing help you navigate this jungle.

Pinnacle offers construction companies the peace of mind of knowing they have the best workman comp coverage for their investment in states such as Georgia, Illinois, Florida, and more. Don't go at it alone. Be sure to contact us for a workers comp insurance quote today. Your success is our success.

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