Pinnacle specializes in high risk, hard to place clients. Clients with high hazzard codes, large modifiers, and large loss history are all prospects of Pinnacle.  Construction, Industrial workers and Temporary Staffing firms all fall into Pinnacle's business model.  Clients who are being cancelled, non-renewed, or have no previous coverage are good prospects for our program.

Temporary Staffing, Asbestos Abatement, Roofing, Steel Erection, Carpentry, Masonry, Drywall, Painting, Drilling, Landscaping, Crane Operators, Concrete Work, USL&H Exposure

A - Rated paper 
Client listed as named insured on certificates of insurance 
USL&H and other maritime coverages available 
1,000,000 Limits 
Large deductible programs available 
Blanket waivers available

You can offer an attractive alternative to traditional workers' comp to your customers and cut agency time and money spent servicing accounts! PINNACLE WILL ENHANCE AND EXCEL YOUR AGENCY IN 3 WAYS:

Excellent Agency Income

• Commissions are residual for the life span of the Client relationship.
• Commissions are not reduced over time.
• All client fees are fully earned on each weeks invoice with the Pinnacle program. There are no premium refunds, commission refunds, or charge-backs.

Agency Costs are Significantly Reduced

• Pinnacle handles the day-to-day maintenance of your clients. The high costs of servicing small and mid-sized accounts are basically eliminated.
• Pinnacle offers a patented Internet based certificate program that will reduce your certificate time and costs.
• Pinnacle provides a continual, open-ended agreement with your clients. There are no renewals; therefore, you do not need to gather new or updated information every year at renewal time.
• Pinnacle will provide your producers with marketing materials, access to our website for presentations and field sales support when needed from a trained Pinnacle representative.

Higher Retention of Agency Clients

• Automatic renewals. Clients are automatically rolled over and certificates are automatically produced at renewal.
• Pinnacle will achieve much higher retention than traditional insurance programs. You will have much more time to spend developing new business instead of maintaining and fighting to keep existing business.
• As a registered agent of Pinnacle you will have the ability to lock out other agents who do not have access this unique product.

Fast Turnaround

• Guaranteed quotes within one business day of complete client submission.
• Client enrolled within one business day.
• Immediate representation of coverage.
• New clients can be approved, quoted and issued certificates of insurance within one business day.

Servicing Flexability

• Agents have the ability to choose the level of service they provide to their clients
• Agents may chose to allow Pinnacle to completely service their clients from rocessing insurance certificate requests to negotiating new rates.
• Some agents choose to service clients from top to bottom using online certificate creation sofware, and monitoring claims online.
• Pinnacle will provide your agency all the tools you need to keep control of your client, monitor client from afar , or free your time to concentrate on other agency tasks.

Convenience and Ease

• Automatic renewals. Your clients are automatically rolled over and certificates are automatically produced at renewal.
• Pinnacle will achieve much higher retention than traditional insurance programs. You will have much more time to spend developing new business instead of maintaining and fighting to keep existing business.
• As a registered agent of Pinnacle you will have the ability to lock out other agents who do not have access this unique product.